🔌 Payment Infrastructure for Platforms

Payment Rails
for the Gig Economy

Accept Payments. Pay Workers Instantly. Offer Retirement.

Gigaverse.ai is the payment platform built for companies that hire gig workers. One API to accept payments, send instant payouts to your workers, and offer retirement benefits that set you apart.

Talk to Sales → See How It Works

One Platform. Three Superpowers.

Everything you need to pay and retain your gig workforce

💳

Accept Payments

Collect payments from your customers with our payment processing infrastructure.

✓ Cards, ACH, digital wallets
✓ Subscription billing
✓ Marketplace split payments
✓ Invoicing & receipts
✓ Fraud protection

⚡

Instant Payouts

Pay your workers instantly—not weekly. Same-day ACH, instant card transfers, or crypto.

✓ Real-time payouts
✓ Multi-method: ACH, card, crypto
✓ Automated 1099 compliance
✓ Worker payout dashboard
✓ Earnings APIs for your app

🐷

Retirement Benefits

Offer your workers something no one else does: a path to retirement with SEP IRA accounts.

✓ Free SEP IRA for workers
✓ Up to $69K/year tax-advantaged
✓ Commission-free ETF investing
✓ Auto-contribution from earnings
✓ Financial education built-in

How It Works

Integrate once, power your entire payment flow

👤

Customer Pays

Via your app/site

→

🔌

Gigaverse API

Processes payment

→

⚡

Instant Payout

Worker gets paid

→

🐷

Auto-Save

% to retirement

Built for Your Industry

See how platforms like yours use Gigaverse

🚗

Delivery & Logistics

Pay drivers instantly after each delivery. Offer retirement to reduce turnover and attract better drivers.

Like: Instacart, DoorDash, Uber Eats

🎨

Creator Platforms

Let creators cash out instantly. Help them build long-term wealth with automatic retirement contributions.

Like: Patreon, Substack, OnlyFans

🛒

Marketplace Apps

Split payments between buyers, sellers, and your platform. Pay sellers instantly to increase GMV.

Like: Etsy, Fiverr, TaskRabbit

🔧

Service Platforms

Pay contractors after each job. Retirement benefits help you stand out in competitive labor markets.

Like: Thumbtack, Handy, Rover

Built for Developers

Clean APIs, comprehensive docs, and SDKs for every major language. Go live in days, not months.

✓ RESTful API with webhooks

✓ SDKs: Node, Python, Ruby, Go

✓ Sandbox environment

✓ PCI-DSS Level 1 compliant

✓ SOC 2 Type II certified

// Pay a worker instantly
const payout = await gigaverse.payouts.create({
  worker_id: 'worker_abc123',
  amount: 15000, // $150.00
  method: 'instant',
  retirement_contribution: 0.05 // 5% to SEP IRA
});

// Response
{
  "id": "po_xyz789",
  "status": "completed",
  "net_amount": 14250,
  "retirement_amount": 750,
  "completed_at": "2026-02-06T09:54:00Z"
}

The $200 Billion Opportunity

Gig workers have extremely low participation rates in retirement accounts. Current annual contributions are estimated in the tens to low hundreds of billions of dollars. If gig workers saved at rates similar to traditional employees, the untapped market for annual retirement contributions could exceed $100–200 billion.

$1.8T

Total Gig Worker Earnings

70M+

US Gig Workers

95%

Without Retirement Benefits

🇺🇸 State of the Union 2025

Trump Announces $1,000 Retirement Fund for Gig Workers

In a landmark announcement at the 2025 State of the Union, President Trump unveiled a new $1,000 starter retirement fund for independent workers and gig economy participants — the first federal program designed specifically for the 70M+ Americans working outside traditional employment.

Gigaverse.ai is already building the infrastructure to support this initiative. Our platform provides the retirement account rails, automated contributions, and financial education tools that gig platforms need to comply with and benefit from this new program.

Get Ready for Compliance →

💰

$1,000 Starter Fund

Federal seed money to kickstart retirement savings for every qualifying gig worker

🔌

Gigaverse-Ready Infrastructure

Our SEP IRA rails, auto-contribution engine, and compliance tools are built to plug directly into this program

🚀

First-Mover Advantage

Platforms that integrate now will be ready when the program launches — attracting top workers and meeting compliance ahead of the curve

Payment Rails for the Gig Economy